Construction and Infastructure
Construction insurance and risk management built for the way Texas projects actually work.
HG Risk Solutions partners with owners, developers, general contractors, and subcontractors navigating risk across the full project lifecycle — from pre-bid and contract negotiation through construction and closeout. Our programs are built around the specific exposures, contract language, and market dynamics of construction, not generic commercial policies applied to a complex industry.
Explore the detailed services below for a complete view of what we bring to construction organizations.
Advisory & Risk Consulting
We provide hands-on risk management and consulting for construction organizations that need more than a policy — they need a strategy built around how their projects actually operate. Whether you’re structuring a wrap-up program, reviewing contract language before you sign, or evaluating your claims history ahead of renewal, we work alongside your team to reduce exposure and strengthen outcomes. Request a risk assessment to start the conversation.
- OCIP / CCIP Program Design & Administration
- Contractual Risk Transfer & Indemnification Review
- Pre-Bid Risk Analysis & Project Feasibility
- Claims Strategy & Loss History Review
- Captive & Alternative Risk Financing for Contractors
- Surety Bond Program Planning & Capacity Development
Insurance Brokerage & Placement
Market execution across the coverage lines that matter most in construction, backed by deep carrier relationships and deliberate strategy at every stage of the project.
Builder's Risk & Course of Construction
Project-specific coverage for construction exposures from groundbreaking through substantial completion, including soft costs and delay in start-up.
General Liability & Umbrella
Broad liability protection designed for contractor operations, subcontractor exposure, and complex project environments.
OCIP / CCIP Wrap-Up Programs
Owner and contractor-controlled insurance programs that consolidate coverage across all project participants and tiers.
Workers' Compensation
Coverage structured around payroll, classification, and experience modification with an eye toward long-term cost management.
Professional & Pollution Liability
Coverage for design-build exposure, contractor pollution liability, and errors and omissions for construction professionals.
Surety Bonding
Bid, performance, and payment bonds supporting prequalification, contract requirements, and financial assurance across project types.
Equipment & Inland Marine
Coverage for contractor equipment, tools, and materials in transit or on job sites across single and multi-location operations.
Executive & Management Liability
D&O and management liability for construction firms, project ownership entities, and development partnerships.
Client Services & Carrier Partnership
We remain actively engaged throughout your project lifecycle, supporting your team with disciplined stewardship, proactive advocacy, and accountable execution — not just at renewal, but when conditions change and decisions need to be made.
- Claims Advocacy & Recovery
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Carrier Relationship Management
- OCIP / CCIP Program Administration Support
- Certificate of Insurance & Compliance Management
- Renewal Strategy & Market Outreach
- Loss Control & Risk Mitigation Consulting
HG Risk Solutions
Why choose us?
Engage HG Risk Solutions as your construction risk partner, and we’ll help your team manage complex project exposures with the clarity and strategy your work requires.
Built for Construction Complexity
Our programs are designed around how construction organizations actually operate — from pre-bid through closeout, not generic commercial policies retrofitted to your project.
Senior-Level Attention
Senior advisors stay directly involved in every engagement, providing oversight, accountability, and strategic clarity throughout the project lifecycle.
OCIP / CCIP Expertise
We have direct experience designing, placing, and administering wrap-up programs for owners, developers, and general contractors across Texas
Contractual Risk Transfer Fluency
We review contract language before you sign, not after a claim surfaces. Understanding your indemnification obligations is part of how we protect you.
Texas-Rooted, Nationally Capable
Deep knowledge of Texas construction markets paired with access to domestic and international carriers across every line of coverage.
Surety & Bonding Access
We maintain relationships with surety markets that support contractors at every stage of growth, from emerging to established.
Give your construction program the strategic risk foundation it deserves.
Whether you’re an owner structuring an OCIP, a developer managing project-level risk, or a contractor growing your bonding capacity, our team works alongside you to build protection that holds up when it matters.